Business Checking

Optimized for startups

Banking services for pre-series A companies to help jump-start your business.

Free checking for your first three years¹, up to 3.56% annual percentage yield (APY)² on savings, and 2x unlimited reward points³ on card purchases.

• A business checking account with no maintenance or transaction fees, free¹ online banking, unlimited incoming wires and ACH, unlimited outgoing wires including FX, bill payments and mobile deposits.
• Connections to Quickbooks, Xero, Expensify and other authorized applications.
• A startup money market account with up to 3.56% annual percentage yield on qualifying balances.²
• A business credit card with 2x unlimited points³, no annual fee and no foreign transaction fees. 

Optimized for startups, Series A and venture-funded

Banking services for growing companies with an increased number of transactions.

Accelerate your business with up to a $500 monthly credit that can be applied to your service fees.⁴

• $50 monthly fee waived subject to qualification criteria.⁵
• Online banking including foreign exchange, customized reporting and connections to authorized accounting applications.
• Wires - incoming and outgoing (USD domestic and international, FX).
• Lockbox Services - including remote, wholesale and imaging.
• Payment automation through back-office accounting software or ERP.
• Remote Deposit Capture to scan and send electronic images of checks.
• Fraud Control Services including Positive Pay with Payee Validation and ACH Blocks/Filters.

Optimized for venture-funded and corporate banking

Banking services for scaling companies with higher transaction volumes.

Service charges can be offset with earnings credit (ECR) based on your account balances.

• Access to full suite of cash management services for more complex banking needs.
• Receive earnings credit on balances that can offset most maintenance and service fees.
• Access cash management services to help you simplify accounting, lower business costs and better manage cash flows.
• Group accounts together to simplify cash management by combining earnings credit and eligible fees.
• Detailed monthly analysis statements let you easily monitor account activity.